I. Introduction & Acceptance
This website and the information made available herein are published by Punji Baazar (“PUNJIBAAZAR.COM”). By visiting or using this website in any capacity, you as the User acknowledge that you have read, understood, and unconditionally accepted this Disclaimer in its entirety. If you take issue with any portion of these terms, you must stop using this website immediately. Continued access to or use of this website constitutes your affirmation that the exclusions, limitations of liability, and conditions set out here are fair and reasonable.
Each User is solely responsible for determining whether they are legally permitted to access and use this website based on their country of residence, citizenship status, and the regulatory requirements applicable to them.
II. Investor Eligibility & Geographic Restrictions
- Resident Indian Investors: Indian citizens and residents domiciled in India may access information relating to SEBI-regulated Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs) available on this platform.
- NRIs & Overseas Investors: Non-Resident Indians and foreign nationals may only access products eligible under applicable cross-border regulations. Access to domestic PMS/AIF products may be restricted or prohibited depending on the investor’s jurisdiction.
- US-Based Investors: Punji Baazar serves clients in the United States and other international markets. Users based outside India are solely responsible for ensuring their use of this platform complies with the laws, securities regulations, foreign exchange rules, and tax obligations of their respective countries.
III. Purpose of Information & No Offer / No Solicitation
- All content on punjibaazar.com is intended solely to offer Users general awareness and background information about PMS, AIFs, Mutual Funds, Fixed Income instruments (NCDs), Startup Investments, Pre-IPO opportunities, and related financial products.
- Nothing on this website should be construed as: (a) personalised investment advice or financial planning guidance; (b) an offer, solicitation, or invitation to purchase or subscribe to any investment product; or (c) a guarantee of returns, income, or capital protection of any kind.
- Subscriptions to PMS and AIF products can only be made through private placement and after completion of all mandatory documentation as required under applicable Indian laws and SEBI regulations.
- Before making any investment decision, Users must seek independent advice from qualified financial, legal, tax, and accounting professionals.
- By choosing to register for or attend any educational event, webinar, seminar, summit, or similar programme conducted by Punji Baazar — whether independently or in collaboration with PMS companies, AIF managers, or other financial entities — you expressly agree to being contacted by Punji Baazar and such associated entities for updates, marketing communications, and promotional information regarding their products and services.
IV. Accuracy of Information & Third-Party Data
- Information published on punjibaazar.com may draw upon data sourced from fund houses, factsheets, SEBI disclosures, public filings, proprietary databases, and distributor communications. Punji Baazar does not independently audit, verify, or warrant the accuracy, completeness, timeliness, or fitness for purpose of any such information.
- All information is presented on an “as-is” basis and is subject to change at any time without prior notice.
- Punji Baazar may publish certain “Derived Data” — defined as analytical outputs developed from underlying data that cannot be reverse-engineered to reconstruct the original source data. Examples include computed ratios, performance indicators, aggregated statistics, trend analyses, scoring models, and categorisations developed using standard industry methodologies.
- Performance data featured on this website is compiled from publicly available or voluntarily submitted information. It has not been reviewed, validated, or certified under any regulatory performance-reporting framework governing Portfolio Managers.
- Nothing on this website implies compliance with any specific regulatory methodology, valuation standard, or benchmarking requirement. Punji Baazar is an independent information and advisory platform; the data presented here does not constitute regulated financial reporting or official disclosures made to SEBI, APMI, or any individual client.
- Punji Baazar shall not be held responsible for any loss arising from reliance on third-party data, Derived Data, inaccuracies, omissions, delays, or actions taken based on content available on this website.
V. Risk Disclosures & Investment Performance
- Investing in PMS, AIF, Startup, and Pre-IPO products involves a meaningful degree of risk. These include, but are not limited to:
- (a) Potential loss of capital, elevated market volatility, and exposure to sector-specific risks
- (b) Limited liquidity, mandatory lock-in periods, and high minimum investment thresholds(b) Limited liquidity, mandatory lock-in periods, and high minimum investment thresholds
- (c) The use of leverage (particularly in Category III AIFs) and concentrated portfolio strategies
- (d) Subjective or model-based valuations of unlisted or illiquid securities
- (e) Absence of guaranteed returns, fixed income distributions, or capital protection
- Past performance, historical returns, back-tested data, simulated results, or any illustrative scenarios featured on this website do not constitute a promise, forecast, or assurance of future performance.
- Users must not rely solely or primarily on website content when making investment decisions.
VI. Suitability & Individual Responsibility
- The information on this website is general in nature and does not account for the specific financial circumstances, investment objectives, or risk tolerance of any individual User.
- Each User is fully and solely responsible for evaluating whether any product or strategy featured on this platform is appropriate for their personal situation. Punji Baazar strongly encourages all Users to consult a SEBI-registered Investment Adviser before acting on any information found here.
- Any suggestions, projections, or illustrative scenarios presented on this website are purely indicative, non-binding, and must not be treated as investment advice or a recommendation.
- Punji Baazar accepts no liability for investment decisions made in reliance on content published on this website.
VII. Conflicts of Interest
- Punji Baazar and/or its associated entities may receive referral fees, distribution commissions, or other forms of compensation from fund houses, PMS providers, AIF managers, or other financial product issuers.
- Such arrangements may influence the way certain products are featured or presented on this platform.
- Users are encouraged to be aware of this potential conflict of interest and to conduct their own independent evaluation before making any investment decisions.
VIII. No Warranties
- This website and its contents are provided strictly on an “as-is” and “as-available” basis, without any representations or warranties of any kind, whether express or implied.
- Punji Baazar makes no warranty regarding: (a) the accuracy, reliability, completeness, or currency of any content; (b) merchantability or fitness for a specific purpose; or (c) uninterrupted, error-free access to the website.
- Under no circumstances shall Punji Baazar, its directors (including Rahul Sachar and Arun Khetarpal), employees, partners, affiliates, or associated entities be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages — including loss of profits, data loss, or missed business opportunities — arising from your use of or inability to use this website.
IX. Third-Party Websites & External Links
- This website may contain hyperlinks to external websites and resources not owned or operated by Punji Baazar. The inclusion of such links does not constitute an endorsement of or responsibility for the content, accuracy, or availability of those third-party sites.
- Users who choose to follow external links do so entirely at their own risk and should review the applicable terms and privacy policies of those sites independently.
X. Intellectual Property Rights
- All content on punjibaazar.com — including but not limited to text, graphics, data, logos, software code, layout, and design elements — is the exclusive intellectual property of Punji Baazar
- Any reproduction, modification, redistribution, republication, or commercial use of website content without express prior written consent from Punji Baazar constitutes an infringement of intellectual property rights and may attract legal consequences.
XI. Website Availability & Security
- Punji Baazar strives to ensure consistent availability of its platform but does not guarantee uninterrupted or error-free access. The website may be temporarily unavailable from time to time due to scheduled maintenance, technical issues, or circumstances beyond our reasonable control.
- While reasonable security measures are in place, Punji Baazar does not warrant that the website is entirely free of viruses, malware, or other harmful digital components. Users are advised to maintain up-to-date antivirus software and practise appropriate cyber-security hygiene when accessing this platform.
XII. Indemnification
By using this website, you agree to indemnify, defend, and hold harmless Punji Baazar, its directors, officers, employees, partners, and affiliates from and against any and all claims, liabilities, losses, damages, costs, or expenses (including reasonable legal fees) arising from: (a) your misuse of this website or its content; (b) any breach of this Disclaimer by you; or (c) any reliance you place on information published herein.
XIII. Breach & Remedial Action
In the event of a breach of this Disclaimer, Punji Baazar reserves the right to take such steps as it deems appropriate, including: (a) restricting or suspending your access to the website; (b) blocking specific IP addresses; (c) engaging internet service providers as necessary; and (d) initiating civil or criminal legal proceedings.
XIV. Amendments to this Disclaimer
- Punji Baazar reserves the right to revise or update this Disclaimer at any time and without advance notice.
- Any modifications will take effect immediately upon being posted to the website. Your continued use of the website following such updates will be treated as your acceptance of the revised Disclaimer.
XV. Entire Agreement
This Disclaimer, read together with the Privacy Policy and Terms & Conditions published on punjibaazar.com, forms the complete and binding agreement between Punji Baazar and its Users with respect to the use of this website. It supersedes all prior understandings, representations, or agreements relating to the same subject matter.
XVI. Governing Law & Jurisdiction
- This Disclaimer is governed by and shall be interpreted in accordance with the laws of the Republic of India.
- All disputes, differences, or claims arising out of or in connection with this Disclaimer shall be subject to the exclusive jurisdiction of the competent courts of India.
XVII. Limitation of Liability
All information, data, tools, and content available on this website are provided for general informational and educational purposes only. While Punji Baazar endeavours to keep this information accurate and current, no guarantee is made regarding its completeness, timeliness, suitability, or validity. Under no circumstances shall Punji Baazar, its directors, partners, affiliates, or associated entities be liable for any direct, indirect, incidental, consequential, or special losses or damages arising from: your access to or use of this website; your reliance on any content presented here; your inability to access the website; or your participation in any services, events, or programmes connected to it. Your use of this website is entirely at your own risk.
Contact Us
For queries related to this Disclaimer, please reach out to us:
Email: support@punjibaazar.com
Phone: +91 9056951844
Serving clients across India, U.S., and other international markets.